CreditRise helps clients in New York City, Long Island, Queens, the Bronx, Brooklyn, and surrounding areas remove collections, late payments, charge-offs, repossessions, and bankruptcies from their credit reports. You only pay when we deliver results.
We help clients throughout New York City, Long Island, Queens, the Bronx, Brooklyn, and surrounding areas challenge and remove inaccurate negative items from their credit reports.
We help dispute collections that are inaccurate, unverifiable, or were paid but not updated. Many collections can be removed from your credit report.
Late payments can significantly impact your credit score. We investigate and dispute late payments that are inaccurate or unverifiable.
Charge-offs occur when creditors write off your debt. We can dispute charge-offs that are inaccurate or potentially negotiable for removal.
Repossessions can stay on your report for 7 years. We investigate the circumstances and dispute any inaccuracies in the reporting.
While bankruptcies remain on your report for 7-10 years, we can ensure they're being reported accurately and challenge any errors.
Too many hard inquiries can lower your score. We can dispute unauthorized inquiries and those made without your consent.
Whether you're dreaming of homeownership on Long Island, ready to buy a car, or building toward financial freedom — we're here to help New York residents reach their goals.
Ready to buy your first home or refinance? Better credit means better mortgage rates and more lender options. We help you clear the path to homeownership.
Looking to finance a new car? Your credit score directly impacts your auto loan rate. Better credit can save you thousands over the life of your loan.
Want to qualify for better credit cards, lower insurance rates, or simply have peace of mind? Building strong credit opens countless doors.
Our clients come to us with all kinds of financial goals. Whether you're planning a major purchase, recovering from past financial challenges, or simply want a better credit score — we're here for you.
No obligation • No pressure • 100% free
You only pay for results. Our success-based model means we're invested in your credit improvement. Serving clients throughout New York City, Long Island, Queens, the Bronx, Brooklyn, and surrounding areas.
Performance-based pricing
Complete review of your Equifax, Experian, and TransUnion reports
FCRA-compliant letters filed to credit bureaus and creditors
Direct communication with creditors to resolve disputes
We track results and continue working on remaining items
You only pay when items are successfully removed
1 collection removed from all 3 bureaus = $375 ($125 × 3 bureaus)
No obligation • Free consultation • CROA compliant
Our Guarantee
No results = No fee
You only pay when negative items are actually removed from your credit reports. We're confident in our process.
Schedule your free consultation today. We'll review your credit reports, identify disputable items, and create a personalized strategy to help you reach your goals.
Free Credit Review
Full 3-bureau analysis
Identify Issues
Find disputable items
Custom Strategy
Personalized action plan